00566naa#a2200181#i#450# EN\\bibl\113729 20260130080758.5 2658-3569 20251230b2025####ek#y0engy0150####ca RU Market and credit risk in the modern banking system Journal article Moscow Electronic science 2025 11 с. Journal article local Банковское дело. Банки. 336.71 Sidorov Andrey Alekseevich Igonina Tat'yana Romanovna stolypinvestnik.ru