%0 Journal Article %T MODELING INSURANCE PRICING POLICIES USING CLUSTER AND REGRESSION ANALYSIS %A Igonina, T.R. %A Keselman, V.M. %A Dzhioeva, M.I. %A Voronov, G.B. %K insurance, insurance policy, pricing, cluster analysis, regression modeling, econometrics, tariff policy, forecasting %J MOSCOW ECONOMIC JOURNAL %D 2026 %N 11 %P 20 %I Electronic science