@article{Igonina2026modeling,
author={Igonina, T.R. and Keselman, V.M. and Dzhioeva, M.I. and Voronov, G.B.},
title={MODELING INSURANCE PRICING POLICIES USING CLUSTER AND REGRESSION ANALYSIS},
journal={MOSCOW ECONOMIC JOURNAL},
publisher={Electronic science},
year={2026},
pages={125-145},
volume={11},
issue={5},
}